ENROLLMENT

Get ready to enroll

ENROLLMENT

Get ready to enroll

YOUR ENROLLMENT Checklist

  • Get to know your benefit options by reviewing this site.
  • Think about your healthcare needs and things to consider.
  • Enroll at PRImeHR ONLINE.
  • Use Ask Emma to help you decide which medical plan to choose.
  • Confirm your Tobacco Usage and Spouse’s Eligibility.
  • Enroll in Spending Accounts. You MUST enroll in the Healthcare Flexible Spending Account (FSA) and Dependent Care Spending Account (DCSA) each year if you want to participate.
  • Enroll in the HSA. For those in high deductible plans, you MUST enroll in the Health Savings Account each year if you are eligible and want to participate. To receive Primerica’s contribution, you must enroll in the HSA, but you do not have to contribute to it yourself.
  • Confirm Beneficiaries. Review and update your beneficiaries so that your loved ones get the benefits you intended.
  • Submit Dependent Documentation to verify any new dependent(s).
  • Confirm your elections. You CANNOT make changes to your elections outside of an enrollment period, unless you experience a qualified life event, or have a special enrollment right.

Download a Summary

of Your 2025 Benefits

Want to print out a summary of the most important enrollment related information? Click the button below for a printable PDF summarizing everything you need to know.

Download 2025 Benefits Summary
How to Enroll

What happens if I don't enroll?

If you do not enroll during your new hire enrollment, you will only be enrolled in our company paid core benefits including Basic Life and AD&D Insurance, Business Travel Accident Insurance, Employee Assistance Program (EAP), Short-Term Disability, and Long-Term Disability (up to $200,000).

Changing Coverage Outside of Annual Enrollment

Updates for 2025

Here are some updates to your benefits made in 2025

Deductible and Out-of-Pocket Maximum Increases

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Introducing CVS Health Virtual Primary Care (replacing Teladoc)

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Introducing Transform Oncology

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Enhancements to Voya Benefits

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Family Forming / Fertility Benefits through Progyny

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Increase to Supplemental Life and AD&D

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Increase to HSA Maximum

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Increase to FSA Contribution Limits

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Dependents / Eligibility

You may add or continue to cover your spouse / domestic partner or civil union partner, and your child(ren) up to the age of 26. Upon reaching age 26, medical, dental, and vision coverage for your child(ren) carries through the end of the year. Life and AD&D Insurance and Voluntary Benefits end when they reach age 26. Special rules apply to your adult disabled dependents.

Verification for your eligible dependents

You must provide the following information about your dependents before you can enroll them in Primerica coverage and have their claims paid: name (as it appears on their Social Security card), date of birth, Social Security number, and relationship to you. If your dependent child is disabled and over the age of 26, please contact the Primerica Benefits Center to update their disability status.

You must verify any new dependent(s) by providing the required documentation within 30 days of completing your enrollment. More information about the types of required documentation and how to submit it will be available after you enroll.

Who's eligible?
Are you and your spouse / domestic partner employed by Primerica?

Ready to enroll?

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